英文:
Stripe enable Paypal disable pay later
问题
Stripe文档中提到，现在购买，以后付款也是即时的：
https://stripe.com/en-de/guides/payment-methods-guide#:~:text=Delayed-,Buy,-now%2C%20pay%20later
但这会增加欺诈风险，我假设这也是需要处理checkout.session.async_payment_failed/succeeded的类型。这并不是我想要的一次性购买产品的方式。
我是否可以在Stripe中禁用这些功能，但允许像PayPal和Klarna这样的主要支付方式，而不包括它们的以后付款选项？
或者PayPal/Klarna是否会立即存款（这可能解释了文档中的“即时”）？
英文:
The Stripe docs say buy now pay later is also immediate:
https://stripe.com/en-de/guides/payment-methods-guide#:~:text=Delayed-,Buy,-now%2C%20pay%20later
But it increases risk for fraud and I assume that is also the type where u have to handle the checkout.session.async_payment_failed/succeeded. Which isn't quite the thing I want in my buy the product once business.
Can I somehow disable those in stripe but allow the parent like paypal and klarna, but not their pay later options?
Or does paypal/klarna deposit the money immediately (which would explain the immediate in the docs)
答案1
得分: 1
对于收款账户来说，“Pay Later”付款与“PayPal”付款完全相同。您不会看到任何区别，也不会被告知客户最终使用了“Pay Later”资金来源。协议和收款仅在付款方和PayPal之间进行。
“Pay Later”资金来源也可以通过正常的“PayPal”按钮访问—因此，拥有单独的“Pay Later”按钮实际上只是为了在流程中更早地向可能更有可能结账的客户提供此选项。
英文:
To the receiving account, a Pay Later payment is identical to a "PayPal" payment. You will not see any difference, nor be informed when a customer ended up using the Pay Later funding source. The agreement and collection is between the payer and PayPal only.
The Pay Later funding source is also accessible through the normal "PayPal" button -- so, having a separate Pay Later button effectively just serves to expose it earlier in the flow to customers who may be more likely to check out if they see the offer available.
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