英文:
Stripe PaymentMethod vs Card: Do I use default_source or default_payment_method?
问题
我困惑于检查客户是否设置了付款方式或来源时应该使用什么。我应该使用 default_source 还是 default_payment_method？
我需要检查客户是否有付款方式或来源。如果没有，应该提示填写账单详细信息表单，直到设置完成。
在 Stripe 文档中发现 Sources API 已弃用。
当创建卡对象时，会设置 default_source，当没有默认卡时。
我正在将 Stripe 集成到我的 React-Python 应用中，我感到困惑是否应该选择第一种选项：stripe.Customer.card.create，它会设置 default_source，还是我应该选择第二种选项：
// stripe-react 集成代码片段
const { error, paymentMethod } = await stripe.createPaymentMethod({
type: "card",
card: elements.getElement(CardNumberElement),
});
// Python
payment_method = stripe.PaymentMethod.attach(
payment_method_id,
customer=stripe_customer_id,
)
// 设置为默认付款方式
customer = stripe.Customer.modify(stripe_customer_id,
invoice_settings={
"default_payment_method": payment_method["id"]
})
当选择第二种选项时，我可以看到付款方式已设置在账单门户中。似乎能够完成任务。只是在何时使用 Card 而不是 PaymentMethod 时感到困惑。
英文:
I am confused as to which do I use for checking if customer has set a payment method or source. Do I use default_source or default_payment_method?
I need to check if a customer has a payment method or source. If there's none, billing details form should be prompt until it gets set.
Found in stripe docs that the Sources API is deprecated.
The default_source is set when creating a card object and when there's no default card..
I'm integrating stripe in my React-Python app and I'm confused if I should do first option : stripe.Customer.card.create which sets the default_source or if I do the 2nd option:
// stripe-react integration snippet
const { error, paymentMethod } = await stripe.createPaymentMethod({
type: "card",
card: elements.getElement(CardNumberElement),
});
// python
payment_method = stripe.PaymentMethod.attach(
payment_method_id,
customer=stripe_customer_id,
)
// set as default payment method
customer = stripe.Customer.modify(stripe_customer_id,
invoice_settings={
"default_payment_method": payment_method["id"]
})
When I do the 2nd option, I can see the payment methods are set in the billing portal. It seems to do the job. Just confused when to use Card over PaymentMethod.
答案1
得分: 1
如果您想检查客户是否配置了默认付款方式或来源，那么您需要同时检查客户对象上的default_source字段和invoice_settings.default_payment_method字段。客户在这两个字段中都设置了值是有效状态，此时invoice_settings.default_payment_method优先考虑。
要创建新的付款方式，您应该使用设置意向（Setup Intents）以及下面链接文档中概述的方法：
https://stripe.com/docs/payments/accept-a-payment-deferred?type=setup
或者，如果您希望使用Stripe托管的页面来收集付款方式的详细信息，可以使用此处显示的流程：
https://stripe.com/docs/payments/save-and-reuse?platform=checkout
英文:
If you want to check whether a Customer has a default payment method or source configured, then you will want to check both the default_source field and the invoice_settings.default_payment_method fields on the Customer object. It is a valid state for a Customer to have a value set in both of those fields, in which case invoice_settings.default_payment_method is given priority.
For creating new Payment Methods, you should use Setup Intents and the approach outlined in the document linked below:
https://stripe.com/docs/payments/accept-a-payment-deferred?type=setup
Alternatively you can use the flow shown here if you would prefer to use a Stripe-hosted page for collecting payment method details:
https://stripe.com/docs/payments/save-and-reuse?platform=checkout
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